Steps to protect Board Members from Liability

Board members can be sued for things that happen at the center, actions of center employees, unfair labor practices, employee dishonesty and others.

The board is responsible for making sure the center obtains proper coverage to protect itself and those on the board.

It is important that the board review at least the types of insurance listed below and choose appropriately for the best protection.

· Workers' Compensation

· Disability

· General Liability

· Automotive

· Property

· Directors and Officers Errors and Omissions Insurance

· Malpractice

· Professional Errors and Omissions Insurance

· Insurance for Activities of Persons who volunteer in the Center

· Fidelity Bonds

· 3D Policies: Dishonesty, Disappearance, and Destruction

· Fiduciary Liability: Covering losses from improper management of benefits plans